Ken Leow Singapore Real Estate Your 1st Choice in Real Estate
Ken Leow

HDB Loan Rate


BANK / FINANCE COMPANIES

YEAR 1

(%)

YEAR 2

(%)

YEAR 3

(%)

YEAR 4

(%)

Thereafter

(%)

DEVELOPMENT BANK OF SINGAPORE (DBS) / POSB

Home Ideal:

 3-Year Fixed Rate Package:

 

CPF Rate +1%

3.88% (Fixed)

 

CPF Rate +1.25%

3.88% (Fixed)

 

CPF Rate +1.58%

3.88% (Fixed)

 

CPF Rate +1.58%

 CPF Rate +1.58%

 

CPF Rate +1.58%

CPF Rate +1.58%

 

HONG LEONG SINGAPORE FINANCE LTD

 

Variable Loan Package:

(<=80% Financing)

(>80% Financing)

 

2-Year Fixed Rate Package:

(<=80% Financing)

(>80% Financing)

 

 

 

 

2.58%

3.78%

 

 

3.00% (Fixed)

 4.18% (Fixed)

 

 

 

3.28%

 4.08%

 

 

3.08% (Fixed)

 4.28% (Fixed)

 

 

 

3.68%

 4.78%

 

 

3.68%

 4.78%

 

 

 

3.980%

 4.78%

 

 

3.98%

4.78%

 

 

 

3.98%

 4.78%

 

 

3.980%

 4.78%

 

OVERSEAS CHINESE BANKING CORP LTD (OCBC)

Variable Package:             

2-Year Fixed Package:       

 

 

 3.25%

3.75% (Fixed)

 

 

 3.50%

4.00% (Fixed)

 

 

 3.75%

3.75%

 

 

3.75%

3.75%

 

 

 3.75%

3.75%

 

SING INVESTMENTS & FINANCE LTD

Variable Rate Package:    

 

 

3.50%

 

3.75%

 

4.00%

 

4.00%

 

4.00%

UNITED OVERSEAS BANK GROUP (UOB)

 Floating Rate Package: (=<80%)

2-Year Fixed Rate Package: (=<80%)      

 

 

3.25%

 

3.50% (Fixed)

 

 

3.50%

 

3.50% (Fixed)

 

 

3.75%

 

3.50%

 

 

3.75%

 

3.50%

 

 

3.75%

 

3.50%

 

*All rates are subject to change without prior notice.

Hong Leong (S) Fin Ltd      :         HDB Home Rate (HHR) is currently at 4.25% p.a.

OCBC                                  :         HDB Rate is currently at 4.50% p.a.

Sing Invest & Fin Ltd         :         Special Interest Financing Rate (SIFR) currently at 4.50% p.a.

UOB                                     :         Current HDB mortgage rate is 4.50%p.a.

 

Updated as of 19 March 2008


How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


Home  |  Featured Listings  |  For Rent  |  Home Search  |  Home Evaluation  |  Calculators  |  Buying  |  Selling   |  Lifestyle   |  Home Improvement  |  About Singapore  |  About HSR
Contact Me
 
  Privacy Policy  |  Site Map  |  Links  |  For Agents  |  Profile  |  Login

©2008-2009 HSR International Realtors Pte Ltd