|
BANK / FINANCE COMPANIES |
YEAR 1
(%) |
YEAR 2
(%) |
YEAR 3
(%) |
YEAR 4
(%) |
Thereafter
(%) |
|
DEVELOPMENT BANK OF SINGAPORE (DBS)
SIBOR* Package:
Nil
3-Year: |
SIBOR+1.25%
SIBOR+0.80%
|
SIBOR+1.25%
SIBOR+0.80%
|
SIBOR+1.25%
SIBOR+0.80%
|
SIBOR+1.25%
SIBOR+1.25%
|
SIBOR+1.25%
SIBOR+1.25%
|
HONG LEONG SINGAPORE FINANCE LTD
Uncompleted Property
Variable Loan Package:
(<=80% Financing)
(>80% ~90% Financing)
|
3.75%
4.50% |
4.00%
4.50% |
4.25%
5.00% |
4.25%
5.00% |
4.25%
5.00%
|
|
OVERSEAS CHINESE BANKING CORP LTD (OCBC)
Fixed Rate Package: (up to 80%)
Variable Rate Package: (up to 80%)
|
3.75% (Fixed)
3.25%
|
4.00% (Fixed)
3.50%
|
3.75%
3.75%
|
3.75%
3.75%
|
3.75%
3.75%
|
SINGAPURA FINANCE LTD |
3.75% (Fixed)
|
4.00%
|
4.00% |
4.50% |
4.75% |
SING INVESTMENTS & FINANCE LTD
Variable Rate Package: (up to 90%)
|
4.00% |
4.25% |
4.75% |
4.75% |
4.75% |
|
UNITED OVERSEAS BANK GROUP (UOB)
Home Loan Package:
2-Year Fixed Rate Package: (<=80%)
Floating Rate Package: (=80%)
|
3.50% (Fixed)
3.50%
|
3.50% (Fixed)
3.75%
|
3.50%
4.00%
|
3.50%
4.00%
|
3.50%
4.00%
|
*All rates are subject to change without prior notice.
DBS : SIBOR*=Singapre Interbank Offered Rate. The effective interest rate will vary depending on the loan packages.
Hong Leong (S) Fin Ltd : Special Home Rate (SHR) is currently at 7.25% p.a.
OCBC : Value Rate (VR) is currently at 4.50% p.a.
Singapura Finance Ltd : Residential Rate (RR) currently at 4.75% p.a.
Sing Invest & Fin Ltd : Special Interest Financing Rate (SIFR) currently at 5.00% p.a.
UOB : Current mortgage rate is 4.50%p.a.
*Updated as of 1 March 2008 |
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Buying Services for Singapore Home Buyers
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Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in Singapore or elsewhere in Singapore. | Below, select desired reports and complete the form provided.
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